Students can earn money, get experience with work-study.

One way students can help pay the cost of education after high school is through a work-study program, according to the Kentucky Higher Education Assistance Authority (KHEAA). Plus, work-study can provide valuable experience that looks good on a résumé.

The Federal Work-Study Program offers undergraduate and graduate students a chance to earn money to help pay college costs. Rules may vary some by school, but generally to qualify, a student must:

* Be enrolled in an eligible program.

* Be working toward a degree or certificate.

* Have financial need.

* Be a U.S. citizen or eligible noncitizen.

Students must be paid at least the federal minimum wage. Jobs may be on or off campus. Students who submitted the FAFSA will be considered for Federal Work-Study unless they asked not to be.

Many colleges also have their own work-study programs. Students interested in a school’s program should check with the college’s financial aid office.

KHEAA is the state agency that administers Kentucky’s student financial aid programs, including the Kentucky Educational Excellence Scholarship (KEES). Its sister agency, the Kentucky Higher Education Student Loan Corporation (KHESLC), offers Advantage Loans to help students and parents pay for college or to refinance student loans. For more information about Advantage Loans, visit www.AdvantageEducationLoan.com.

For more information about Kentucky scholarships and grants, visit www.kheaa.com; write KHEAA, P.O. Box 798, Frankfort, KY 40602; or call 800-928-8926, ext. 6-7214.